https://www.serotgroup.com/aboutus daily 0.75 2026-06-13 https://images.squarespace-cdn.com/content/v1/61b7a5fa8d19056b1329f4bd/c51f381a-735f-4991-acff-ff0ae66900d4/Head1x.jpg About Us - Jeff Eschmann Owner - Broker Jeff owns and runs Serot Group. Licensed since 2018, he works directly with families across the St. Louis area to find the right coverage at the right price. As an independent broker, he shops top-rated carriers on your behalf. When you call Serot Group, Jeff is who you reach. https://images.squarespace-cdn.com/content/v1/61b7a5fa8d19056b1329f4bd/f56d2165-c7d2-4eef-9d3e-485b8b1cb15f/dss_061110_303-min.jpg About Us - Steve Serot Founder (Retired) Beginning at Metropolitan Life in 1981, Steve quickly became one of their most successful agents. He then joined Lincoln Financial in 1986 as an agent where he began to shine. At Lincoln he received recognition as the #1 life advisor in the country 4 different years. He is a lifetime member of the Million Dollar Round Table as well as a lifetime member of the prestigious "Top of the Table." An honor reserved for less than 1% of the most successful advisors. After his successes at Lincoln, he formed his own group enabling him to serve his clients with not only Lincoln products, but all top rated carriers. Thus, he formed the Serot Group. Now retired, Steve built the foundation Serot Group runs on today. https://www.serotgroup.com/contact-us daily 0.75 2026-06-13 https://www.serotgroup.com/annuities daily 0.75 2026-06-13 https://images.squarespace-cdn.com/content/v1/61b7a5fa8d19056b1329f4bd/567277c7-3f35-495b-8fc3-0b624a731d68/annuities-retirement-income-st-louis.jpg Annuities - Understanding Annuities An annuity is a contract between you and an insurance company. You put money in either as a lump sum or over time and in return you receive guaranteed income, either immediately or at a future date. For people planning retirement, annuities can be one of the most reliable ways to make sure you don't outlive your money. https://www.serotgroup.com/ltcdi daily 0.75 2026-06-13 https://images.squarespace-cdn.com/content/v1/61b7a5fa8d19056b1329f4bd/7ea9c30c-9309-4d00-b2ac-a8c94a68abc6/long-term-care-disability-insurance-st-louis.jpg LTC/DI - Understanding Long-Term Care and Disability Protection. Long-term care and disability insurance both protect your finances against life's unexpected turns, but they cover different risks. One helps with the cost of extended care as you age; the other replaces your income if illness or injury keeps you from working. Most solid financial plans account for both. Long-term care insurance Long-term care insurance helps cover the cost of extended care — in-home help, assisted living, or a nursing facility. that standard health insurance and Medicare largely don't. With care costs rising every year, it protects both your savings and your family from shouldering the burden alone. Individual Disability Insurance Your ability to earn an income is one of your most valuable assets. Disability income insurance replaces a portion of your paycheck if a disabling illness or injury stops you from working, so you can keep up with your obligations during recovery. Coverage can be tailored to your occupation and income. Why Serot Group? As an independent broker serving Saint Louis, Jeff compares long-term care and disability policies across top-rated carriers to find coverage that fits your needs and budget. No call centers, no pressure. Just honest advice from someone local. https://www.serotgroup.com/submitted daily 0.75 2026-06-13 https://www.serotgroup.com/privacy-policy daily 0.75 2024-03-18 https://www.serotgroup.com/terms-of-service daily 0.75 2024-03-18 https://www.serotgroup.com/faqs daily 0.75 2026-04-28 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg FAQs https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg FAQs https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg FAQs https://www.serotgroup.com/term-insurance daily 0.75 2026-06-13 https://images.squarespace-cdn.com/content/v1/61b7a5fa8d19056b1329f4bd/1711452091005-DLX4IYIU9RW32PRRKY0J/term-life-insurance-st-louis-family.jpg https://www.serotgroup.com/home daily 1.0 2026-06-13 https://www.serotgroup.com/quote daily 0.75 2026-06-08 https://www.serotgroup.com/permanent-life-insurance daily 0.75 2026-06-13 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847766023-TYF5QZ96XIXRZPA4EGWZ/image-asset.jpeg